Significance: MIB responsible for government failure to institute a full compulsory RTA insurance
Facts: C was walking on private land. The farmer who owned the land assumed that C was up to no good and decided to chase him in his 4×4. He drove along a public footpath, down an embankment, through a barbed wire fence, into a field and collided with the Claimant, causing him serious injury. The MIB argued that they were not liable to pay damages because the accident and injuries were not caused by or arising out of the use of a vehicle on a road or other public place under s.145 RTA 1988.
Held: The MIB is an emanation of the state, and responsible under Article 10 of the Consolidated Directive for remedying the failure of the government to institute a full compulsory insurance regime covering for the use of vehicles on private land.