Significance: s.51 non-party costs orders against insurers Held: a non-party costs order could be made against a liability insurer under the Senior Courts Act 1981 s.51 on the basis that the insurer had become the real defendant to a claim that fell within the cover...

Significance: r.6(2) sees the end of s.152 declarations - the regulations apply to any declarations obtained after 1.11.19 (r.8). Consequently, RTA 1988 s.152(2) still applies in its pre-amended form to declarations sought and obtained before 1.11.19

Significance: MIB responsible for government failure to institute a full compulsory RTA insurance Facts: C was walking on private land. The farmer who owned the land assumed that C was up to no good and decided to chase him in his 4x4. He drove along a public...

Significance: one of the last s.152 declarations cases prior to the Motor Vehicles (Compulsory Insurance) (Miscellaneous Amendments) Regulations 2019 Facts: s.152 declarations & seeking to set aside Held: the application to set aside a s.152(2) declaration was...

Significance: road traffic insurance means road traffic insurance Facts: Mr Holden undertook welding work to his own car at his employer’s premises with their consent. There was a RTA UKI policy of insurance in force for the vehicle at the time Whilst the welding was...

Significance: claims against unidentified claimants were not to be permitted Held: Lord Sumption held that service against an unnamed driver is not permissible because of the fundamental requirement that the mode of service adopted can reasonably be expected to bring...

Significance: Interpretation and legal effect of a warranty for five yearly electrical installation inspections. Facts: A policy of insurance for a hotel included an "electrical installation inspection warranty". The issue arose as to whether the every five year...

Significance: another Vnuk related case Held: compulsory vehicle insurance was not required for a stationary tractor being used to generate, as a machine for carrying out work, the motive power necessary to drive the pump of a herbicide sprayer, and not being used as...

Significance: A finding that MIBI was an emanation of the state giving rise to directives that had direct effect but had not been transposed into national law being enforceable against MIBI. As MIBI is similar to the MIB, the judgment is opens up similar arguments in...

Significance: An interesting analysis of the complications arising for insurers when insurance is purchased through price comparison websites and consequently the difficulty of proving that an inaccurate answer had been given to a direct question. Facts: A Scottish...